Benefits of Standard v. Enhanced Owner Policies

Buyer's Risk v. Coverage ()

 

Buyer Has No Attorney and No Policy

Buyer has Own Attorney with Title Opinion

Standard Owner Title Policy

Enhanced Owners Title Policy

Matters Found in Title Search

Buyer's Risk

 

Matters Predating Title Search

Buyer's Risk

Buyer's Risk

Attorney’s Fault Irrelevant

Buyer's Risk

Buyer's Risk

Matters Not Found in Search of Public Records—Hidden defects in Title

Buyer's Risk

Buyer's Risk

Hidden Defects (Standard Owner’s Policy)

Buyer's Risk

Buyer's Risk

Forged Documents

Buyer's Risk

Buyer's Risk

Incapacity of Grantors

Buyer's Risk

Buyer's Risk

Missing Heirs

Buyer's Risk

Buyer's Risk

Mis-Indexed Documents

Buyer's Risk

Buyer's Risk

Mistakes in Recording

Buyer's Risk

Buyer's Risk

Additional Enhanced Coverage

Buyer's Risk

Buyer's Risk

Buyer's Risk

Post-Policy Forgeries

Buyer's Risk

Buyer's Risk

Buyer's Risk

Post-Policy Encroachments

Buyer's Risk

Buyer's Risk

Buyer's Risk

Enhanced Pedestrian and Vehicular Access

Buyer's Risk

Buyer's Risk

Buyer's Risk

Prior Building Permit Violations

Buyer's Risk

Buyer's Risk

Buyer's Risk

Certain Zoning Violations

Buyer's Risk

Buyer's Risk

Buyer's Risk

Restrictive Covenants Violations

Buyer's Risk

Buyer's Risk

Buyer's Risk